In Manitoba, cover reaches all victims of automobile accidents which occur in the province and :
(a) to a person who is known as inside a valid and subsisting driver s certificate, and also to any occupant of the automobile who’s domiciled in Manitoba, as the person named in such a driver’s certificate operates the motor vehicle, whether or not the vehicle is designated in an owner’s certificate; and he has a good point:
(b) to a person who is definitely an occupant of a motor vehicle while that vehicle, being a vehicle that’s designated in a valid and subsisting owner’s certificate, is operated by any person who is qualified and authorized by law to operate it, and does so operate with the consent of the person designated for the reason that owner’s certificate;
beyond the boundaries of Manitoba, but within Canada or the United States of America.
Observe that any occupant of an insured vehicle is included whenever it’s involved in an accident in Canada or even the Usa. However, an individual injured while driving by having an insured driver, although not in a vehicle insured in Manitoba, must be “domiciled” within the province.
The Saskatchewan scheme provides cover for all victims of accidents which happen within the province. However, for accidents happening away from province (but within Canada or the U.S.), cover is restricted in all cases to persons “ordinarily resident in Saskatchewan” and to vehicles insured under the scheme. The appropriate subsection provides:
(2) Susceptible to this Act, the owner s certificate shall further insure:
(a) a individual who is ordinarily resident in Saskatchewan and who’s named within the owner’s certificate but only while he is traveling in or on the vehicle designated in the owner s certificate even though the automobile has been operated by a person qualified and authorized by law they are driving a motor vehicle;
(b) any body else who is ordinarily resident in Saskatchewan but only while he is riding in or around the vehicle designated in the owner’s certificate and while the automobile has been operated by a person qualified and authorized legally to drive an automobile;
in the amounts hereinafter specified, against loss from bodily injuries sustained directly, and independently of all other causes, through accidental means, so long as the bodily injuries are suffered by the person as a result of riding in or around the vehicle even though it is moving forward a public highway past the boundaries of Saskatchewan but within Canada or even the United States of America.
The Quebec scheme has much wider application. It covers all residents from the province for accidents occurring anywhere. Non?residents who’re injured in accidents in Quebec are compensated by the scheme “to the extent they are not responsible for the accident unless otherwise agreed between the Regie and the competent authorities from the host to residence of these victims here www.floir.com/.
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